EarlyRetirer2050
Confused about dryer sheets
- Joined
- Jun 17, 2008
- Messages
- 2
I am 19 years old and due to wealthy grandparents/parents etc. I am fortunate enough to have received about 25,000 invested in various ways. I would appreciate advice to optimize these investments for long term capital appreciation.
I have direct control of 12,000, and currently have it invested equally between Vanguard's index funds VFINX (S+P 500), VIMSX (Mid-Cap), NAESX (Small-Cap), and VGTSX (total int'l stock market) for a total of 3,000 in each.
The rest of the money comes from 10,000 that was invested in MSFT in 1998...it did very well for a while, dropped back and has done very little in the last 5 years...it is currently around 13000 dollars, not a very strong investment.
What I hope to do is consolidate everything into my Vanguard account and buy and hold for as long as possible.
My Questions:
Are there any new options that I should add when moving the 13000 from MSFT to Vanguard (such as Total Bond Market Index, Emerging Markets, etc.?)
How should I distribute my money percentage wise between my 4 (or more if suggested) different index funds?
Thanks you very much for any advice
I have direct control of 12,000, and currently have it invested equally between Vanguard's index funds VFINX (S+P 500), VIMSX (Mid-Cap), NAESX (Small-Cap), and VGTSX (total int'l stock market) for a total of 3,000 in each.
The rest of the money comes from 10,000 that was invested in MSFT in 1998...it did very well for a while, dropped back and has done very little in the last 5 years...it is currently around 13000 dollars, not a very strong investment.
What I hope to do is consolidate everything into my Vanguard account and buy and hold for as long as possible.
My Questions:
Are there any new options that I should add when moving the 13000 from MSFT to Vanguard (such as Total Bond Market Index, Emerging Markets, etc.?)
How should I distribute my money percentage wise between my 4 (or more if suggested) different index funds?
Thanks you very much for any advice