...but what HI to choose for the first two months of 2024?
I see my options as:
1 Carry on with my ACA HDHP HSA-eligible plan, sock away a few more dollars in the HSA. Cost $1700 for two months. No subsidy.
2 Go without HI for two months - I don't think that's wise. Bankruptcy insurance desired.
3 Buy a short-term policy for two months to cover a catastrophic scenario. But how do I go about that? Has anyone else done this?
Otherwise, my health is good. The only doctor is see is an allergist and I take meds (sublingual drops) that aren't FDA approved and therefore aren't covered by any insurance, plus OTC allergy meds.
It's doubtful I will need a doctor in those two months.
All experiences welcome.
I see my options as:
1 Carry on with my ACA HDHP HSA-eligible plan, sock away a few more dollars in the HSA. Cost $1700 for two months. No subsidy.
2 Go without HI for two months - I don't think that's wise. Bankruptcy insurance desired.
3 Buy a short-term policy for two months to cover a catastrophic scenario. But how do I go about that? Has anyone else done this?
Otherwise, my health is good. The only doctor is see is an allergist and I take meds (sublingual drops) that aren't FDA approved and therefore aren't covered by any insurance, plus OTC allergy meds.
It's doubtful I will need a doctor in those two months.
All experiences welcome.