chinaco
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 14, 2007
- Messages
- 5,072
I have a fair amount of money accumulated in a taxable MM account. It represents between 5 & 6% of the portfolio.
It is part of the short-term emergency fund... but most of it is to be used for expenses when we ER (a little less than 4 years off).
I want to keep it in fixed investments because we will be spending it when we ER. I have been wanting to take about 2/3 of the money moving it to some fixed assets that will get a higher yield.
Should I keep the money in the MM account or move that money to (There are Mutual Fund choices):
It is part of the short-term emergency fund... but most of it is to be used for expenses when we ER (a little less than 4 years off).
I want to keep it in fixed investments because we will be spending it when we ER. I have been wanting to take about 2/3 of the money moving it to some fixed assets that will get a higher yield.
Should I keep the money in the MM account or move that money to (There are Mutual Fund choices):
- High Quality Long-term Bond Fund
- High Quality Intermediate-term Bond Fund
- High Quality Short-term Bond Fund
- Inflation protector Bond Fund
- High Yield Bong Fund.
- Split the money between some high quality and high yield funds