If I am reading the info on OPM correctly at the site, it states there is no deductible, zero catastrophic limit, and zero coinsurance. No Rx donut hole.
As for the Rx:
(30 day) preferred generic $2, generic $10, preferred brand $40, non-preferred brand $75, Specialty 25% $350 max.
(90 day) by mail or through local CVS-- preferred generic $4, generic $20, preferred brand $80, non-preferred brand $150.
The Rx formulary is on the site and tells which tier so one can tell the cost for each med.
The biggest reason I have not pursued the plan is because while it states it covers in or out of network providers, our providers are not shown on the site as in-network, and there is a statement that it covers out of network providers if they accept Medicare and the provider is willing to treat. My spouse sees too many providers to always be wondering about this if something happens. I'm hoping they eventually add my area providers in their in-network list. I would be more comfortable with that. My opinion is to go into the site and plug in the appropriate area and providers for anyone interested in the plan. Also, I really like the Aetna Direct medical fund which has Rx copays/coinsurance automatically deducted, so I have zero out of pocket each month. Easy and simple.