Yup, it's time to choose and enroll in a 2016 health care plan. Our insurer is leaving the market so we need a new policy. I just checked, and Humana offers a policy with a provider network that is probably 85%-90% as big with the same national coverage, which is fine with U.S. The premium was the same as our BCBS policy 2 years ago, but since then BCBS has risen more than 50% while Humana is up 10%. I'll check the other insurers, but at least I have our fallback policy for 2016.
At the Humana website they also offered a catastrophic policy - first time I've seen that. There are many policies being offered directly by insurers. They're not eligible for premium assistance but for folks that can forgo that, there are more options available.
At the Humana website they also offered a catastrophic policy - first time I've seen that. There are many policies being offered directly by insurers. They're not eligible for premium assistance but for folks that can forgo that, there are more options available.