Long time silent member/long time lurker - 37 Years Old
Well, today I made the final payment on my house. Felt mostly anticlimactic if I’m honest. What’s funny is the biggest feeling I had was one similar to a #showhole (look it up if not familiar with the phrase) after I updated my spreadsheets and made the final entry into my amortization schedule/payment tracker. It was like, you’ve been updating this spreadsheet for years, now what are you going to do?
As much as I want to hold a party and shout from the rooftops, it just doesn’t feel appropriate. I understand that I’ve been blessed with employment that is better than many (and don’t want to rub it in peoples faces), but I’d still like a little credit for the financial discipline my wife and I have stuck too!
Yes I would have been ahead just investing that money in index funds, but no debt was truly the biggest goal of mine.
Right or wrong, my approach has been to firstly max out 401k/IRA’s/HSA (all of them) and secondly pay down the house. Now I will replace the second step with index funds in taxable accounts. Never had auto debt.
Thanks for hearing me out. Thanks for all the great content I’ve read here over the years.
Time to refresh my goals and targets
Well, today I made the final payment on my house. Felt mostly anticlimactic if I’m honest. What’s funny is the biggest feeling I had was one similar to a #showhole (look it up if not familiar with the phrase) after I updated my spreadsheets and made the final entry into my amortization schedule/payment tracker. It was like, you’ve been updating this spreadsheet for years, now what are you going to do?
As much as I want to hold a party and shout from the rooftops, it just doesn’t feel appropriate. I understand that I’ve been blessed with employment that is better than many (and don’t want to rub it in peoples faces), but I’d still like a little credit for the financial discipline my wife and I have stuck too!
Yes I would have been ahead just investing that money in index funds, but no debt was truly the biggest goal of mine.
Right or wrong, my approach has been to firstly max out 401k/IRA’s/HSA (all of them) and secondly pay down the house. Now I will replace the second step with index funds in taxable accounts. Never had auto debt.
Thanks for hearing me out. Thanks for all the great content I’ve read here over the years.
Time to refresh my goals and targets