Well screw them, I just responded to the article. It's the most hostile piece I have read on the subject. Here we are saving and being careful with investments and credit card debt (having none) and so on - and we are blamed for the situation we're in!
I tried for years to convince my well-paid co-workers to max out their 401Ks or at least save a lot in it and they looked at me like I was nuts. But they all went out for lunch daily, and bought $5 coffees (when it was free at work, freshly ground, too...) all the time.
Aarrrggghhhh. I'll try to remember to go back and see what kind of response my response got!