Man am I glad I joined this forum. You guys if anything showed me I needed to track my money better. Since then I have been able to pinpoint my DCA and AA to the point where I have a healthy balance between equities and real estate.
I was able to project a downpayment I needed for my next home purchase, then adjust my DCA (contributions) for both me and DH IRAs so that we have juuuust enough money for our downpayment. We needed 31k to close and we are just under the wire at 30k on closing date. We do have a cash reserve or "rainy day" fund but I think I can eek out another thousand in a month with some tricks.
Furnishing this mansion will be the next challenge... here's hoping for bears!
I was able to project a downpayment I needed for my next home purchase, then adjust my DCA (contributions) for both me and DH IRAs so that we have juuuust enough money for our downpayment. We needed 31k to close and we are just under the wire at 30k on closing date. We do have a cash reserve or "rainy day" fund but I think I can eek out another thousand in a month with some tricks.
Furnishing this mansion will be the next challenge... here's hoping for bears!