DEC-1982
Full time employment: Posting here.
Looking through this stream I was curious what bucket you put pensions in. Are they considered bonds for calculation purposes? or are people not using them for their percentage calculations?
i don't count them as part of our investable assets at all.
they are kept separate like social security is in our calculations .
we subtract out pension and social security and then structure the portfolio around what we need to provide the difference .
My intent for the poll was to not include classic pensions, because you don't have a choice to index or not. For a 401K or similar retirement plan, you usually do.Looking through this stream I was curious what bucket you put pensions in. Are they considered bonds for calculation purposes? or are people not using them for their percentage calculations?
I know that I won't move my money around and I'll be achieving very good returns. YMMV.
My intent for the poll was to not include classic pensions, because you don't have a choice to index or not. For a 401K or similar retirement plan, you usually do.