pacergal
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
OP--
Thank you for the update. Dealing with a health issue for several years can be draining.
I believe you and your husband CAN get out of this situation.
That being said, do not put in a pool until your debt is paid off. Do not add any more debt! There are other things your family can do for fun that will not cost thousands of $$$.
When you land another job, keep living only on husbands salary and put your entire paycheck towards debt reduction and savings. When debt is completely gone, focus on a certain percentage (maybe 10-15%) towards "fun" ie vacations, etc and the rest plough into retirement savings (and college for kids if desired)
Thank you for the update. Dealing with a health issue for several years can be draining.
I believe you and your husband CAN get out of this situation.
That being said, do not put in a pool until your debt is paid off. Do not add any more debt! There are other things your family can do for fun that will not cost thousands of $$$.
When you land another job, keep living only on husbands salary and put your entire paycheck towards debt reduction and savings. When debt is completely gone, focus on a certain percentage (maybe 10-15%) towards "fun" ie vacations, etc and the rest plough into retirement savings (and college for kids if desired)