SecondCor521
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A thing to remember with Roth conversions is that they are irrevocable. Once you push that "submit" button on a Roth conversion, there is no "undo" procedure if you change your mind later in the year based on new information. (There used to be; there isn't any more.)
That sometimes means it's helpful to do Roth conversions towards the end of the year when you know your full income and tax picture.
There are reasons to do them at the beginning of the year or even in the middle of the year sometimes, but that's a more advanced discussion.
That sometimes means it's helpful to do Roth conversions towards the end of the year when you know your full income and tax picture.
There are reasons to do them at the beginning of the year or even in the middle of the year sometimes, but that's a more advanced discussion.