marko
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Mar 16, 2011
- Messages
- 8,516
Just discovered the benefits of a QHSA and have a few questions:
DW will be 59 1/2 in December
I will be 65 and eligible for Medicare in June
We currently have a HD policy which is eligible for an HSA with DW as the primary.
Considering that I will be on DW's HI for only half the year:
1) What is the max we could transfer for 2017 into our current HSA as a QHSA? We've already maxed out '16.
2) Am I correct that if we go the QHSA route that the amount would have to come from DW's IRA instead of mine as she is the primary? Can she transfer her full amount and half of mine?
3) Also assuming that since I will no longer be eligible to be counted on her HI that this year would be the year to do this rather than 2018, when her deduction would be for a single.
Anything else I should consider?
DW will be 59 1/2 in December
I will be 65 and eligible for Medicare in June
We currently have a HD policy which is eligible for an HSA with DW as the primary.
Considering that I will be on DW's HI for only half the year:
1) What is the max we could transfer for 2017 into our current HSA as a QHSA? We've already maxed out '16.
2) Am I correct that if we go the QHSA route that the amount would have to come from DW's IRA instead of mine as she is the primary? Can she transfer her full amount and half of mine?
3) Also assuming that since I will no longer be eligible to be counted on her HI that this year would be the year to do this rather than 2018, when her deduction would be for a single.
Anything else I should consider?
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