Health care costs are the single largest source of concern for our retirement, especially due to the difference in our ages. If ACA can establish a firmer footing for us to make plans (and perhaps even help ensure affordability, too), that would be great. I fear though that these subsidies will end up needs-based on assets rather than on income, which would work against folks trying to keep their withdrawal rates in check during the first two-thirds of their retirement, and then throwing them into poverty toward the end.I see this accelerating ER for many (including me).
I remember a scene from the comedy series Designing Women, regarding the use of the term "That's nice," by Southern women, as a "polite" way of saying the exact opposite.Of course anything may become a pejorative term if used with an inappropriate tone.
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