When I approach FRA....
If my current goal is to wait until 70 to collect SS... do I just do nothing and wait until then, or am I supposed to file and suspend just prior to FRA?
We missed out on the whole collect on spouse's record until age 70. But I have a friend who is a little older who is very happy I told her about it. Of course that is thanks to ya'll in this forum.
TIA.
If my current goal is to wait until 70 to collect SS... do I just do nothing and wait until then, or am I supposed to file and suspend just prior to FRA?
We missed out on the whole collect on spouse's record until age 70. But I have a friend who is a little older who is very happy I told her about it. Of course that is thanks to ya'll in this forum.
TIA.
