Here's what FIRECalc says about "escape velocity":
I used the defaults except: $1M portfolio, % equities, WR, and the key subtract $1M+$1 from the portfolio in 2043 (under the Portfolio Changes tab). The last item ensures that the portfolio value is larger than at the start by at least $1 at the end of the 30 years. Then I fixed the equities % and found the highest WR (to 0.1%) that still resulted in 100% success.
Equities %, SWR (100% success)
0%, 0.0%
10%, 0.3%
20%, 0.9%
30%, 1.4%
40%, 1.8%
50%, 2.1%
60%, 2.1%
70%, 2.2%
80%, 2.1%
90%, 2.1%
100%, 2.1%
Pretty tough to say you're at escape velocity, though certainly no withdrawals will work if you have the right portfolio.
I used the defaults except: $1M portfolio, % equities, WR, and the key subtract $1M+$1 from the portfolio in 2043 (under the Portfolio Changes tab). The last item ensures that the portfolio value is larger than at the start by at least $1 at the end of the 30 years. Then I fixed the equities % and found the highest WR (to 0.1%) that still resulted in 100% success.
Equities %, SWR (100% success)
0%, 0.0%
10%, 0.3%
20%, 0.9%
30%, 1.4%
40%, 1.8%
50%, 2.1%
60%, 2.1%
70%, 2.2%
80%, 2.1%
90%, 2.1%
100%, 2.1%
Pretty tough to say you're at escape velocity, though certainly no withdrawals will work if you have the right portfolio.