mountainsoft
Thinks s/he gets paid by the post
November will make two years since my first post here on the ER forum:
http://www.early-retirement.org/forums/f26/new-to-forum-dreaming-of-retirement-84164.html
It is hard to believe that much time has passed. It was interesting to look back at my early planning and how little I knew about the subject. At the time we thought we could retire in 12 years, but I was clearly off on many of our numbers.
Over the last two years I have learned a lot from members here, read lots of online articles and books, and continue to run estimations in every calculator I can get my hands on. That original 12 year estimate (would be 10 years now) is now looking more like 5 years. Short of inheriting a large sum of money from some unknown wealthy relative, that's a deadline we can't move up. My wife can't draw her pension till then, and I can't start making IRA withdrawals till then. So, it's just a matter of waiting and saving as much as possible to ensure our estimated date becomes a reality.
The last two years have been rather eventful for me. My mom, who hadn't spoke to me in 20 years, had a stroke. So we spent most of 2017 reconnecting, moving her to an assisted living, and fixing up her house so we could sell it. In May of this year my wife had a completely unexpected heart emergency, and had to have a pacemaker implanted. It was a very scary experience, and a reminder how quickly life can change.
I have enjoyed visiting this forum daily, both for information, support, and entertainment. It's about the only forum I visit anymore. Unfortunately, I've been involved in some topics that turned sour lately. Things I have said were misinterpreted, and the topics were closed before I could clarify. If I have offended anyone, I sincerely apologize. That is never my intent. It's all meant in good fun and to get a broader view of the world. It's probably best if I limit my discussions to finances and retirement and keep my broader questions and views to myself.
Anyway, I've enjoyed the ride and have learned a lot. Thanks to everyone who has helped me over the last two years, and for tolerating my sometimes off the wall thoughts. See you all on the next topic...
http://www.early-retirement.org/forums/f26/new-to-forum-dreaming-of-retirement-84164.html
It is hard to believe that much time has passed. It was interesting to look back at my early planning and how little I knew about the subject. At the time we thought we could retire in 12 years, but I was clearly off on many of our numbers.
Over the last two years I have learned a lot from members here, read lots of online articles and books, and continue to run estimations in every calculator I can get my hands on. That original 12 year estimate (would be 10 years now) is now looking more like 5 years. Short of inheriting a large sum of money from some unknown wealthy relative, that's a deadline we can't move up. My wife can't draw her pension till then, and I can't start making IRA withdrawals till then. So, it's just a matter of waiting and saving as much as possible to ensure our estimated date becomes a reality.
The last two years have been rather eventful for me. My mom, who hadn't spoke to me in 20 years, had a stroke. So we spent most of 2017 reconnecting, moving her to an assisted living, and fixing up her house so we could sell it. In May of this year my wife had a completely unexpected heart emergency, and had to have a pacemaker implanted. It was a very scary experience, and a reminder how quickly life can change.
I have enjoyed visiting this forum daily, both for information, support, and entertainment. It's about the only forum I visit anymore. Unfortunately, I've been involved in some topics that turned sour lately. Things I have said were misinterpreted, and the topics were closed before I could clarify. If I have offended anyone, I sincerely apologize. That is never my intent. It's all meant in good fun and to get a broader view of the world. It's probably best if I limit my discussions to finances and retirement and keep my broader questions and views to myself.
Anyway, I've enjoyed the ride and have learned a lot. Thanks to everyone who has helped me over the last two years, and for tolerating my sometimes off the wall thoughts. See you all on the next topic...