Toddtheformeraccountant
Recycles dryer sheets
We have to all remind ourselves that, in the area of long-term financial independence, we should expect bear markets like this every 10 years or so, and an even worse one every 30 years or so. So don’t panic, clutch your pearls, or lose sleep when it does happen. Instead of thinking you can time the market, keep a reasonable asset allocation, and relax, and don’t let the current circumstances dissuade you from your long-term goals and asset allocation. Continue to spend less than you earn, and save the difference. You’ll be fine. That is all!