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- Sep 10, 2006
- Messages
- 4,095
How often do you get your haircut? DH goes only every 6 weeks, and it runs him about $20 (including tip).
No pension (a small lump sum) and no retiree healthcare. I do expect SS and Medicare will help one day, but my financial plan includes 50% of published SS and no Medicare - if we're pleasantly surprised, great.Midpack, I hope you don't think this is to noisy but do you have a pension and SS?
Every 4 weeks for $27 incl tip. I am still working (hence the frequency) and I get my hair cut professionally by one of DW's friends, so not negotiable (and it's a very small expense in the overall scheme).simple girl said:How often do you get your haircut? DH goes only every 6 weeks, and it runs him about $20 (including tip).
FWIW I think cars are greatly more survivable today than 30 years ago. We have a '97 Nissan Altima that we've generally neglected and put barely enough money into to keep it running. Nothing special, didn't really do much research before buying it. We haven't even bothered repairing any of the fender/bumper dings. If it dies tomorrow then I'd push it to the side of the road and empty the glovebox before abandoning it with the windows open and the keys in the ignition.In actuality, we have kept most of our cars for 6-7 years and did keep one for 10 years. And we buy them on a staggered replacement schedule. I've just never wanted to put DW in a car that might break down on her, so I've never let her regularly drive our older car. But we might stretch this out more in retirement.
Every 4 weeks for $27 incl tip. I am still working (hence the frequency) and I get my hair cut professionally by one of DW's friends, so not negotiable (and it's a very small expense in the overall scheme).
Midpack I think moving is the answer.
Several people have said this, but I don't understand why? The gas cost includes all our driving, miles/yr isn't exorbitant for two people still working. What do others pay?Why is gas so high? Does this include road trips?
A conventional men's haircut in a 'barber pole' joint is probably about $12 here too. My hair is very short (and getting sparser). DW's friend is a salon stylist, she charges $22 + $5 tip. Probably not wise to fire DW's friend to save $150 to $220 per year. But when/if we move I will probably go back to a barber pole or cheapcuts place.Frank gets his cut as frequently now as when he was working, because he likes to look clean cut. Men's barbershops (the old fashioned kind with the barber pole) in this area charge $12 and I would imagine that he leaves a couple of dollars in tip. So, that is about half what you are paying. I am puzzled - - either this is a regional thing, or else your DW's friend is charging you double the going rate. Or maybe you have longer hair that needs to be styled, in which case it very well could be justified.
Several people have said this, but I don't understand why? The gas cost includes all our driving, miles/yr isn't exorbitant for two people still working. What do others pay?
Is your assumption that you two will be driving the same amount in retirement? With the commute gone, what should you assume. My experience was that my driving around was half of when I was working -- not counting driving vacations.Several people have said this, but I don't understand why? The gas cost includes all our driving, miles/yr isn't exorbitant for two people still working. What do others pay?
$160 /mo
$2.75 /gal
58.2 gal/mo
2 cars
29.1 gal/mo per car
30 mpg average (Camry Hybrid and Honda Element)
873 miles/mo ea
10,473 miles/yr each
Several people have said this, but I don't understand why? The gas cost includes all our driving, miles/yr isn't exorbitant for two people still working. What do others pay?
How often do you get your haircut? DH goes only every 6 weeks, and it runs him about $20 (including tip).
- We're at 38X the expenses shown, but I believe in plenty of safety factor
- .....(the next 30-40 years could see drastic changes, health care & taxes, etc.) and we are perfectly happy living LBYM, always have been