Anyone here on a glide path? A lot has been written about the idea but most of it seems to be theory. Curious if anyone else is considering/actually doing a glide path. What was your initial percentage of stocks, how fast are you increasing your stock allocation, and what is your final goal?
I find myself wanting to lower stock risk since we are contemplating FIRE end of 22 or sometime in 23. SORR AND the fear of a sudden draw down immediately after leaving ft employment are the primary reasons for wanting to implement this strategy.
The portfolio is currently configured 50/40/10, but I may go to 35-40/50-55/10 and glide to 60/35/5 over the next 10yrs. The logic of this move is based on the fact that we will be SS eligible at that time and a rapid rise in equity is suggested to be ideal. No pensions. We will turn 56/53 this year.
I find myself wanting to lower stock risk since we are contemplating FIRE end of 22 or sometime in 23. SORR AND the fear of a sudden draw down immediately after leaving ft employment are the primary reasons for wanting to implement this strategy.
The portfolio is currently configured 50/40/10, but I may go to 35-40/50-55/10 and glide to 60/35/5 over the next 10yrs. The logic of this move is based on the fact that we will be SS eligible at that time and a rapid rise in equity is suggested to be ideal. No pensions. We will turn 56/53 this year.
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