Hello everyone,
Been reading this site for a few months. Thanks so much for everyone posting such valuable insight and with such transparency. This information has helped me tremendously. So thanks for giving me examples to learn from.
I have recently changed jobs and have a 401(k) to roll over. I currently have an E*Trade account with DW tIRA and a Roth IRA for myself. But after reading through much of this site, there seems to be a definite preference for Vanguard. Since I can buy Vanguard funds through E*Trade, just curious to everyone's thoughts about:
1. just keeping my E*Trade account and opening a rollover IRA account there
2. Opening a Vanguard account (Voyager Services level) and rolling the 401(k) to Vanguard
3. Rolling everything to Vanguard.(Voyager Services level)
A big reason i wish to rollover is i have learned about Fund expense fees - thanks to this site; and all my fund fees are north of %1.0
Another question i have concerns AA. Currently i am heavily equities (90%). I realize now i need to correct that. I am 45, and would appreciate any suggestion as to funds I should look at to address my AA.
Thanks for all the past information and any suggestions/input you can offer.
Thanks,
Roby
Been reading this site for a few months. Thanks so much for everyone posting such valuable insight and with such transparency. This information has helped me tremendously. So thanks for giving me examples to learn from.
I have recently changed jobs and have a 401(k) to roll over. I currently have an E*Trade account with DW tIRA and a Roth IRA for myself. But after reading through much of this site, there seems to be a definite preference for Vanguard. Since I can buy Vanguard funds through E*Trade, just curious to everyone's thoughts about:
1. just keeping my E*Trade account and opening a rollover IRA account there
2. Opening a Vanguard account (Voyager Services level) and rolling the 401(k) to Vanguard
3. Rolling everything to Vanguard.(Voyager Services level)
A big reason i wish to rollover is i have learned about Fund expense fees - thanks to this site; and all my fund fees are north of %1.0
Another question i have concerns AA. Currently i am heavily equities (90%). I realize now i need to correct that. I am 45, and would appreciate any suggestion as to funds I should look at to address my AA.
Thanks for all the past information and any suggestions/input you can offer.
Thanks,
Roby