jimbohoward69
Recycles dryer sheets
- Joined
- Feb 25, 2007
- Messages
- 70
I've been racking my brain and doing a lot of research to see which path would better suit the situation I'm in:
Using my family history as a guide, I don't see myself living past 80 yoa.
Can anyone argue that Roth conversions would be more beneficial than just tapping into my TSP using the info above? I understand I'm in a pretty good spot either way but was just curious of everyone's thoughts. I can provide more info if need be.
- Current federal GS employee and I've maxed out my traditional TSP every year since I started (all traditional to lower my taxable income)
- Receive DoD monthly pension (taxable)
- Receive VA monthly pension (non taxable)
- The salary/DoD pension combo continues to push me into the 22% bracket each year (by roughly $35K)
- Eligible for a reduced FERS pension at 57 or a full pension if I defer to age 62
- Max out Roth IRA each year
Using my family history as a guide, I don't see myself living past 80 yoa.
Can anyone argue that Roth conversions would be more beneficial than just tapping into my TSP using the info above? I understand I'm in a pretty good spot either way but was just curious of everyone's thoughts. I can provide more info if need be.
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