Rule of Thumb: Non-COLA Pension and SWR

[SecondCor521]

Although I’m not in this group, other causes could be:

3. Planning for LTC needs.

4. Expecting a very long retirement.

5. Legacy goals.

I think it's:

6. Being mentally trained for years to "always save" and to "not touch savings" and being unable to turn that lesson off.

 

[aida2003]

I think it's:

6. Being mentally trained for years to "always save" and to "not touch savings" and being unable to turn that lesson off.

+1 I totally agree with in my case + fear.