Sounds like us with one non-COLA pension and one on SS. Even worse for us as we have far too little stock presence.The house is paid off and it seems like too much effort to take out a mortgage. Non-cola pension. 45% in cash and fixed. Having expenses increase faster than the past few years in the future could impose some pain.
Time to do a search on "inflation hedge" threads!
Our net worth the past three years has increased (yearly averaged) more than our yearly expenses have been those same three years, and this includes moving expenses and new house furnishings.
Our WR has been less than 0.3% and would disappear if I decided to start SS this year as I turn 62. So far, I see no reason to start SS, but it's always an option. Despite that, a sizable spike in inflation could challenge what is an extremely conservative portfolio.