Rich_by_the_Bay
Moderator Emeritus
Here.
Calculations should be based on total return, not income return. One of the more flexible retirement income calculators on the web is www.firecalc.com. In addition to allowing a variety of asset classes, it can also factor in the impact of management expenses, different starting times for Social Security benefits, possible increases or decreases in future spending, etc. The calculator is free, but donations help keep it running.