kyounge1956
Thinks s/he gets paid by the post
- Joined
- Sep 11, 2008
- Messages
- 2,171
I haven't had a cavity since I was in the 5th grade, so I'm planning to pay for dentistry out of pocket after retirement. My annual exam and cleaning cost less than the premiums for retirees' dental insurance. Retirees receive either 25% of our unused sick leave balance in cash, or 35% in an HSA, but the choice is based on a vote of everyone retiring that year, so I don't know yet which it will be. Either way, I expect it to be a significant sum, because my balance is over 1000 hours. My current plan is to leave the HSA (if I get one) alone unless I need some expensive dental work later in life. If the vote turns out in favor of the cash option, I don't think I'll be eligible to start an HSA because I probably won't have any earned income.