Sobering Stats

When I was still working our income fluctuated dramatically (stock options, bonuses, corporate sales) but our spending has remained remarkably stable for almost 20 years.



The amount stays relatively constant but what changes is what we spend it on. We have no budget per se but our lifestyle sort of dictates our spending. I'm actually a bit surprised at how flat it is.



Our spending has fluctuated too. We bought a condo in Florida we are going to remodel soon, we've helped DW's parents with assisted living, paid for a wedding, replaced a car, updated the landscaping in our primary home...seems to always be something. But our net worth has been growing faster than our spending. It's a good thing we don't have any debt and don't go overboard when we do buy or upgrade things.
 
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