jollystomper
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Apr 16, 2012
- Messages
- 6,251
Roth conv. if you are just now thinking about it at 62. You have been asleep at the switch. Probably a draw in the end at that point anyway. Converting late in life.
Not necessarily. Some folks (such as us) were not eligible for Roth IRAs until after retirement. We had to wait until the first calendar year after retiring to open Roth IRAs.
It seems to me that taking SS early is a relatively easier decision if one is single or has a spouse with a high SS amount as well. But when married and planning for income for your spouse after you die, that it becomes much more dependent on one's total income and expense picture, both pre- and post-mortem.
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