Blame your parents.I am in the process of applying for SS and Medicare. Just got off the phone with them after completing the online application. The issue: SS checks are with held one month so you are delayed getting the check. However Medicare has to be paid one month in advance. So the first check you receive which is delayed one month after the SS start date will have two months of Medicare payments removed. So what you get is delayed a month, what you have to pay has to be paid a month in advance.
My congressman is getting a letter, what a rip off.
Social Security disability, survivor, and retirement benefits are paid in the month after they are due. The benefit payment day is determined by the beneficiaries' birth date.
Benefit payment dates for Social Security
Better yet, next time try to be born in the first 10 days of the month.OK, I understand, no sympathy here. Guess I will just grin and accept it. Be a lemming and follow the crowd. Probably should worry more about getting paid at all then when I get paid. Better to get something from them then nothing.
I was! And tomorrow is the second Wednesday!Better yet, next time try to be born in the first 10 days of the month.
What's good for the goose should be good for the gander. SS, Medicare and the IRS are all part of the same beast. The IRS performs some collection services for SS. Timeliness seems to be a one way street.What does this have to do with SS and Medicare?
I think you are assessed a penalty for not paying sufficient estimated tax and charged interest for not being timely.
Not only do you get paid for each month in the following month but the payment received in the month of your death (for the month you were alive) goes back to the SS admin.QUOTE]
Beat SS at their own game. Don't die.
Now THAT is dastardly! Then SS really will crash. And I predict that Doctors will cease taking ALL Medicare patients...
Doctor to office staff: No Medicare patients! None! Don't even let them into the waiting room! They'll be dropping body parts and worn-out fluids all over our furniture and magazines!!!
+1Make a protest sign. Whine. Get emotional in front of a reporter. It's somewhat popular these days.
-ERD50
Most doctors accept patients by appointment. They act like they're doing you a favor to fit you into their busy schedules and for medicare patients, if they have not opted out, usually limit their time spent per patient to around 5 minutes.Now THAT is dastardly! Then SS really will crash. And I predict that Doctors will cease taking ALL Medicare patients...
Doctor to office staff: No Medicare patients! None! Don't even let them into the waiting room! They'll be dropping body parts and worn-out fluids all over our furniture and magazines!!!
Perhaps you would not have such a cavalier attitude if
-you paid the medicare tax since its inception
-made FICA contributions for some 40 years
-deferred collection of SS retirement benefits until 53 years after first year of contribution.
-had to pay income tax on SS retirement benefits
-had to pay income based surcharges on medicare part B
-had to pay medicare part D surcharges even though you have an employer sponsored drug plan
-had to pay hefty income taxes while others get tax 'refunds' in excess of any income taxes they have paid.
Things change and not necessarily for the better for those who started out following the rules. Some call that progress.
Perhaps because my deceased DDS buddy's nickname was sunshine.Bll, you are a real ray of sunshine...
So I was born at the end of the month, its like getting free health care for a month...I love this system!!Medicare starts the first of the month that you turn 65, regardless of the date of the month.
Most doctors accept patients by appointment. They act like they're doing you a favor to fit you into their busy schedules and for medicare patients, if they have not opted out, usually limit their time spent per patient to around 5 minutes.
I won't notice any difference then when I become a medicare patient, that's all I have ever got with my primary doc.
Absolutely shocking news.
There has been no COLA for the past two years.That's when the annual SS benefit statement is sent out, along with any increases due to COLA adjustments.
Often this information is not available till late in the year, and the proper program changes are made.
Until you receive this statement of benefits, any "guesstimate" is just that.
Yes, been there - done that.
The only folks receiving the annual statement of benefits are those that claimed SS in the last two years.There has been no COLA for the past two years.
You may not be so pleased if you find out that some of your doctors will not accept medicare patients.
That's when the annual SS benefit statement is sent out, along with any increases due to COLA adjustments.
Often this information is not available till late in the year, and the proper program changes are made.
Until you receive this statement of benefits, any "guesstimate" is just that.
Yes, been there - done that.
The last two (not several).What COLA adjustments? I've not seen one in several years!
A substantial rise in Medicare Part B premiums will affect Hawaii state finances, because it pays those premiums for its approximately 37,000 retirees. The fund to cover health insurance for state employees and retirees is already $14 billion in the hole (Honolulu Civil Beat - Hawaii Budget Chief: Tax Hikes Likely to Cover Cost of Retirees' Health Care - Article).However, if you have being paying for Medicare Part B over the last two years (without the COLA), be prepared to have an increase in that deduction from your SS.
My congressman is getting a letter, what a rip off.