Here's the situation: The Unindicted Co-Conspirator and I earned about the same and will get about the same amount of Social Security benefits. She is three years younger than I, and may outlive me.
If she claims her own benefit at 62 and I claim at my FRA, I believe I am correct in assuming that she will be eligible to receive my full benefit in the event I kick off at age 71.
If I refrain from taking my benefit until age 70, what does she get when I shuffle off this mortal coil at 71? My full retirement amount (age 66 and 4 months) or the amount I started collecting at age 70?
I've tried to research this online, but can't seem to find a straight answer.
If she claims her own benefit at 62 and I claim at my FRA, I believe I am correct in assuming that she will be eligible to receive my full benefit in the event I kick off at age 71.
If I refrain from taking my benefit until age 70, what does she get when I shuffle off this mortal coil at 71? My full retirement amount (age 66 and 4 months) or the amount I started collecting at age 70?
I've tried to research this online, but can't seem to find a straight answer.