Update: I have posted in a few other threads here. I like LI overall, but often I question whether I want to stay. I graduated with an MBA in 2008 and haven't moved up very much since getting it. I quit my job working for a credit union because I didn't see much of a future for me there. Right now I'm working as a part-time assistant. I have suggested getting more hours, but my boss does a lot of traveling. On days he is gone or has meetings I generally don't do any work. I can fluctuate from 6 hours a week to 30, but there is no consistency. Looking at all my options. I am 26 years old.
I like my boss, but from a sheer numbers perspective, I either need more hours, a part-time evening job or a full-time job. Moving is not out of the picture either.
I don't think I'll ever be able to buy a house here on a single income. Apartment would be doable depending on future wages, but my goal now is to pay off my 48k of debt. Kinda hard doing that with what can vary from 1000-1400/mo (less once I claim taxes). I really need to do make some kind of major change fast. Looking for jobs as an entry level MBA, but most of those jobs want someone with many years of experience in a given field.
Not really sure what the smart move to do. I don't regret the choices I have made. No sense in staying in a dead-end job for almost 4 years, despite going on interviews to branch out to other departments. It was a bit shady to begin with, the last promotion I got, the person whose job I was replacing was on vacation and had no idea he was being demoted until after the fact.
A friend of mine later this year may have an apartment for me to rent, asking for around 500-600/mo. However at this rate there is no way I'd be able to afford that.
My current debt picture:
5k savings
400 in cc debt (to be paid off next week)
41,500 student loans
6000 car loan (vehicle is worth around 15k right now, has 28k miles and warranty till 100k/mi for most components and 120k for transmission).
Not sure what I should do. I feel like all the jobs I've worked in the past were very simple in nature. Cashier, Teller, Head Teller, Assistant. It's proven very challenging to break the mold. I am in need of work generally when it comes to doing job interviews. The point of just proving I am qualified for the position to start with. I have looked at usajobs, listings in both counties here on LI and NYC (which I'm kind of avoiding due to 12+ hours of travel each week), monster.com, local college job sites, indeed.com, monster.com, snag-a-job. I see years of experience required along with certifications in x y z and just glance over it. Or I see a job and think to myself ok whoever does this will become a slave. I see people who have worked as managers in retail and they often are burned out.
Is my logic flawed? What should I do? I'm trying to follow Dave Ramsey's concepts for getting out of debt but don't think finding a job that pays 8-9/hr is worthwhile. Trying to be positive but also realistic. I really like the Richmond Va area and want to move there, but not without a FT job lined up. Been searching everyday and nothing that fits my bill in terms of pay (high 30s and up)
