Sandy & Shirley
Recycles dryer sheets
I have a friend who is turning 65 this year. Her husband died when she was 47, he never reached full retirement age and never started his benefits. She retired early and started her survivor benefits when she was 61 and 6 months at about 80% of what she could have gotten at his normal survivor age.
Social Security cracked down on taking spousal benefits then switching to your own benefits a few years ago, but, to the best of my knowledge that did not include switching from survivor to personal benefits.
Does anyone know if it is still the case that she will be able to switch to her maximum 129.33% personal benefits when she reaches age 70 in 5 more years? Also, it is my understanding that she will have to file for that change 4 months before she turns 70?
Social Security cracked down on taking spousal benefits then switching to your own benefits a few years ago, but, to the best of my knowledge that did not include switching from survivor to personal benefits.
Does anyone know if it is still the case that she will be able to switch to her maximum 129.33% personal benefits when she reaches age 70 in 5 more years? Also, it is my understanding that she will have to file for that change 4 months before she turns 70?