Tax deferred accounts as part of NW

[Danmar]

OK, but 1) pension streams are income, not NW imo, & 2) NW isn't useless to me as it figures into understanding what we can spend, including gifting, in the future for us.

Agree. I am aware of this but still feel, for comparisons, including a capitalized pension value in my net worth calculation makes sense for me. I guess I can do this if I wish. Doesn't matter to me what others, (presumably with a much smaller pension) do.

Also agree that it is important to know what your tangible net worth is for estate and gifting purposes. After all you can't gift a pension.