Taxes are killing me

[target2019]

Pletal,
Given your circumstances, it is understandable why so much in CDs. You might look into municipal bonds to side step some taxation.

 

[David1961]

Pletal, I, too am very sorry for your loss.

Back to your original question. You could hire an expensive tax attorney who could help you create some tax shelters. Just be sure you don't spend more money creating these shelters than you would save on taxes.