So as I consider early retirement, I started looking more closely at the various affordable care act plans available to me here in Texas (Dallas / Ft. Worth area). While there are a number of plans, I am simply not seeing the majority of my doctors in these plans! Indeed, a while back I researched orthopedic surgeons (knee issues) and I only see ONE of the multiple docs I looked at (generally the better rated docs) on any of the plans I have surveyed so far.
In addition, it seems virtually all of the plans are HMO style with no opportunity to go out-of-network - yuck!
For my fellow Texans, what am I missing here? Are we just getting shafted in terms of the docs taking these plans? Any plans you've had good luck with?
I'm more than a little bummed since while I had seen "unfamiliar" brand names in the marketplace, I had also spotted bigger names like United Health and Blue Cross/Blue Shield...but the doc selection is underwhelming.
Any feedback is greatly appreciated!
In addition, it seems virtually all of the plans are HMO style with no opportunity to go out-of-network - yuck!
For my fellow Texans, what am I missing here? Are we just getting shafted in terms of the docs taking these plans? Any plans you've had good luck with?
I'm more than a little bummed since while I had seen "unfamiliar" brand names in the marketplace, I had also spotted bigger names like United Health and Blue Cross/Blue Shield...but the doc selection is underwhelming.
Any feedback is greatly appreciated!