nun
Thinks s/he gets paid by the post
- Joined
- Feb 17, 2006
- Messages
- 4,872
I'm about 4 years from FIRE and 50% stocks 50% bonds and MM. I have one year's expenses in a MM and the rest of my conservative money is divided between Vanguard Bond Index, Wellesley Fund and Vanguard Inflation Protected Securities Fund. I'm going to eliminate the MM and start creating a CD ladder with 4 years of expenses because the MM and not FDIC insured, but the CDs will be and I want maximum security in my cash buffer. The money I have left after creating the CD ladder I'll keep at a 50/50 ratio using the funds mentioned along with US and International equity index funds