lazygood4nothinbum
Thinks s/he gets paid by the post
- Joined
- Feb 27, 2006
- Messages
- 3,895
after i pay off house & buy an unconscionably expensive touring convertible for a few years of road trips, i'll have $180k less than i was counting on. but when i include social security, noncola'd pension & adding $150k (partial proceeds from sale of my house in three to five years) firecalc seems to think i'm still in decent shape.
i have only minimal experience in building a portfolio (within the old 401k) but have been ravenously reading from you guys and others online & from your valuable suggested books.
so i plugged in my numbers and played with distribution to see what makes the swr go up while maintaining at least 95% safety.
this is the distribution so far that gives me the highest swr according to random numbers i've been plugging into firecalc. i assume the higher number means i'm taking on more risk. is it safe to assume though that in this throw of the dice that at least i should land on the table?
please let me know what's wrong with this, because it gives me an swr i didn't think possible....
us micro cap 30%
us large value 35%
us lt treasury 10%
us small value 10%
lt corporate bond 10%
s&p 500 5%
i have only minimal experience in building a portfolio (within the old 401k) but have been ravenously reading from you guys and others online & from your valuable suggested books.
so i plugged in my numbers and played with distribution to see what makes the swr go up while maintaining at least 95% safety.
this is the distribution so far that gives me the highest swr according to random numbers i've been plugging into firecalc. i assume the higher number means i'm taking on more risk. is it safe to assume though that in this throw of the dice that at least i should land on the table?
please let me know what's wrong with this, because it gives me an swr i didn't think possible....
us micro cap 30%
us large value 35%
us lt treasury 10%
us small value 10%
lt corporate bond 10%
s&p 500 5%