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Recycles dryer sheets
- Joined
- Jan 10, 2008
- Messages
- 148
I am a government employee who is trying to survive this nightmarish market but make a dollar or two from my TSP. “TSP” allows five basic funds to invest in: G, F, C, S, and I. The G-fund is guaranteed to not lose money but is also very limited on what it is earning (Government Securities Investment Fund). The F is a Fixed Income Index Investment Fund, the C a Common Stock Index Investment Fund, S a Small Capitalization Stock Index Investment Fund and the I, an International Stock Index Investment Fund.
My question, how would you distribute your funds with these choices? I took a good size hit last year and jumped out of the C, S and I (30% in each) for the security of the G using the philosophy that I am in my last years and I cant replace it. Now I am considering that I may leave the money in the fund after retirement and use a monthly draw to supplement my retirement (retire late this year). That of course means I need to do a little management!
Any input is greatly appreciated!
My question, how would you distribute your funds with these choices? I took a good size hit last year and jumped out of the C, S and I (30% in each) for the security of the G using the philosophy that I am in my last years and I cant replace it. Now I am considering that I may leave the money in the fund after retirement and use a monthly draw to supplement my retirement (retire late this year). That of course means I need to do a little management!
Any input is greatly appreciated!