Chuckanut
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
IRMAA is tough for several reason. One is that the step increases are huge. Over by $1 is as costly as being over by $26,000. And one has to look two years into the future. It’s tough enough looking at two months into the future as those who misjudged the current fall in interest rates have found out.