Ready
Thinks s/he gets paid by the post
I found an interesting article on SWR rates today on USA Today:
3%? 4%? 5%? How much to take for retirement
It takes the position that a 4% SWR is conservative, and those who argue it should be closer to 3% are going to leave money behind while being too stingy in enjoying their retirement years. It suggests that 4% is already quite conservative, and you could probably take out more than 4% as long as you don't just blindly keep taking it out even if we have a couple of rough years in the market.
Curious to see what others think of the article. I tend to agree with it, even though I'm more on the conservative side myself.
3%? 4%? 5%? How much to take for retirement
It takes the position that a 4% SWR is conservative, and those who argue it should be closer to 3% are going to leave money behind while being too stingy in enjoying their retirement years. It suggests that 4% is already quite conservative, and you could probably take out more than 4% as long as you don't just blindly keep taking it out even if we have a couple of rough years in the market.
Curious to see what others think of the article. I tend to agree with it, even though I'm more on the conservative side myself.