I’m seeing some bonds on Schwab that are tempting because of their high yields, over 7%. They are investment grade, but on the low end of that classification. My thought is to purchase no more than $25k for each offering to limit the risk, perhaps less. I’ve included screenshots of 2 of them below.
Is this too much risk for most people here? Has anyone ever had a bond default, and if so did you lose your capital?
I'll fish a low rating for extremely short dates. Too risky for me if the it doesn't mature current year.
But then I view my skew into GSEs to be uncomfortable.