What probability of success did you retire at (or plan to retire at)?

What was/is your probability of success for FIRE

  • 100%

    Votes: 115 68.5%
  • 95-99%

    Votes: 37 22.0%
  • 90-94%

    Votes: 9 5.4%
  • 80%

    Votes: 6 3.6%
  • 70%

    Votes: 0 0.0%
  • below 70%

    Votes: 1 0.6%

  • Total voters
    168
Our Firecalc was 100% and my Fidelity score was 150+. Because our NW has continued to grow since RE 4 years ago, I am going to take my highest ever WR for next year of 3%, but I don't expect to spend it all.
 
The merits of sleeping in a nice tent or camper by the river are not to be underestimated. It depends greatly on the river. I ended up retiring in 2008 at just over 100k in an IRA, with a half paid mortgage on a half finished fixerupper. 65k on the taxable side. My odds had to be closer to 0 than 1, long before I heard of FIRE. 2015 the house sold, the IRA rolled to a roth, I discover FIRE and I'm already there. Surprised to break finish tape while hearing starter gun.
 
One can always twist the budget to get 100% success rate. If you have a choice of retiring or not, that makes the decision a lot easier.
 
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