Trapshooter
Dryer sheet aficionado
- Joined
- Dec 12, 2007
- Messages
- 30
It's kind of fun to see how other people did. However, I don't really believe the numbers. I'm sure a few posters calculated correctly and were honest about results. Also their AA is not my AA. Also everyone has cash flows which make these calculations questionable at best.
Here are 5 year results and 1 year results for two balanced funds which currently have 66% stock allocations:
I would be lying if I told you what my 5yr result is because the cash flows are just too wierd to deal with. I can deal with the cash flows for this year and so far this year my return was ...... drum roll ...... something like 8.3% for a 55% equity portfolio. Those TIPS helped. U.S. to foreign equity ratio is 2:1. The U.S. part is tilted to large growth currently.Code:DODBX 11.95% 1.8% Dodge & Cox balanced VWELX 12.57% 8.6% Vanguard Wellington
Since Trek started this perhaps he'd like to step up to the plate?
Why wouldn't you believe other people were honest about their results? I don't see anything outlandish. In my case there are no cash flow issues to complicate the calculations. An IRA that was rolled over from a 401-k. No deposits, no withdrawals, no taxes. Just compare balance from one year to the next.