scrabbler1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Nov 20, 2009
- Messages
- 6,705
I think they killed it last year when they got rid of the mandate that everyone have insurance. With out the healthy in the pool the costs will eventually soar to the point it will be unaffordable.
I could work my MAGI to qualify for lower cost than my partially subsidized MegaCorp plan, but I think within another year a subsidized ACA plan will be more than my current and I worry Mega will not let me back on my current plan. My current is expensive, but very inclusive...even has a small dental component which turned out to be better than expected.
The key to making the ACA work was the deal by which pre-existing conditions could not be used to exclude coverage in return for the individual mandate requiring coverage to be bought by everyone. This is what made the ACA fairly stable. But with the individual mandate gone, this deal has been badly compromised as healthier people begin dropping out of the market, leaving a pool of sicker people facing higher rates than they would have faced otherwise over time.
Last edited: