I should probably clarify that when I saw DW is "math-challenged", and does not want to deal with our finances it is not that she chooses to avoid them and skip away singing la-la-la in joyful ignorance
.
It is more that she just finds it difficult going thru and relating the numbers, and trusts me to care care of it. It is akin to me and languages. DW is fluent in 5 languages (English, Chinese, Spanish, Italian, Russian), is teaching herself Hebrew, and can read Greek. I can barely master English. I would love to be bilingual, but it is just too difficult for me. So I rely on her to handle those things. It is great traveling with her
. Me looking at Greek text and trying to understand it is equivalent to her looking at a spreadsheet report of our finances.
However, when she hears of others in financial crisis, her reaction is to come to me and ask "is that something that could happen to us?" So she is attuned that bad things can happen. That is why we do the bills together, as that would be something she would want to be immediately aware of after my death. Our investments - she can take time with them, and in a pinch, with help, work on trying to understand.
What is important to her, however, is knowing that she can leave them alone for a while and not have to do anything.