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- Joined
- Jun 25, 2005
- Messages
- 10,252
I wonder if there is a difference among 100/0, 80/20, 75/25, 60/40 portfolios when one considers lump-sum at the beginning of the time period (i.e. retired, no new income) versus adding new money continuously (i.e. still working, accumulation phase).
Anybody seen any studies? Also, perhaps the accumulation phase should start out with relatively small contributions and have ever large contributions each year -- much like real life (at least my life).
Anybody seen any studies? Also, perhaps the accumulation phase should start out with relatively small contributions and have ever large contributions each year -- much like real life (at least my life).