For those of you who are withdrawing from your portfolio for living expenses:
We have discussed how many years the fixed-income portion of our portfolios would last without tapping into the equity side during a down market. That would imply that the equity side of the portfolio would not have been touched for a year or so by now.
Have you added to equities, left them alone, or reduced them?
Although I'm nominally 100% equities, I did move to a hefty cash allocation in 2007 before I retired. I've been living off that exclusively, and have added a substantial portion back into equities during the downturn.
We have discussed how many years the fixed-income portion of our portfolios would last without tapping into the equity side during a down market. That would imply that the equity side of the portfolio would not have been touched for a year or so by now.
Have you added to equities, left them alone, or reduced them?
Although I'm nominally 100% equities, I did move to a hefty cash allocation in 2007 before I retired. I've been living off that exclusively, and have added a substantial portion back into equities during the downturn.