If you are xFI (multiple times FI assets than you need) does inflation concern you?
I have found that when I was young and living paycheck-to-paycheck, with significant mortgage and expenses, high savings rate, etc. I would be very concerned over increases in food and gasoline prices because I was always cash-constrained while maintaining savings discipline. I developed a hatred for big oil and others who manipulated markets and gouged the public.
Once I acquired multiples of critical mass (FI) things like inflation, price increases, etc. are now just annoyances but have almost zero impact on my quality of life, spending habits, etc. I still live in a cash-disciplined way, still shop at Costco and still take advantage of sales and markdowns and do not waste cash on frivolous things but inflation is the least of my worries these days. Trying to stay healthy is a top priority as is staying on top of important things like family matters and estate planning.
I have found that when I was young and living paycheck-to-paycheck, with significant mortgage and expenses, high savings rate, etc. I would be very concerned over increases in food and gasoline prices because I was always cash-constrained while maintaining savings discipline. I developed a hatred for big oil and others who manipulated markets and gouged the public.
Once I acquired multiples of critical mass (FI) things like inflation, price increases, etc. are now just annoyances but have almost zero impact on my quality of life, spending habits, etc. I still live in a cash-disciplined way, still shop at Costco and still take advantage of sales and markdowns and do not waste cash on frivolous things but inflation is the least of my worries these days. Trying to stay healthy is a top priority as is staying on top of important things like family matters and estate planning.