I am 54 and have been fired for 16 years. Always planned on retiring around 40 but sold a business and wife had an inheritance at 38 so I was done, although I did some property developing and sold real estate for 10 years, not really a job with hours, wife is still working at the school but has her time in after this year. She may or may not retire after this year. We have a net worth of 2 mil plus and we run a Bed & Breakfast during the summer months at our house. Many decisions coming up if wife retires. We have been thinking about downsizing, house is 6 bedroom with 7 baths. Property Taxes are killing us, about $600 a month, would like to get out of NE Ohio Nov. through April but don't like the idea of 2 properties! And of course the health insurance problem, currently have great ins through the school but will have to pay that on our own with retirement of wife. Like I said lots of decisions. Anyway Hi all!