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Spouse SS options?
Old 07-03-2018, 12:44 PM   #1
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Spouse SS options?

I am 62 and my wife is 55. She has no decent work record as most of her earnings were self employed. I plan to claim my SS at retirement age 66. Ive read she could get 50% of my SS check when she reaches full retirement age. would she qualify for 50% of my entitlement even with no work record?
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Old 07-03-2018, 01:36 PM   #2
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Quote:
Originally Posted by Franklin View Post
I am 62 and my wife is 55. She has no decent work record as most of her earnings were self employed. I plan to claim my SS at retirement age 66. Ive read she could get 50% of my SS check when she reaches full retirement age. would she qualify for 50% of my entitlement even with no work record?
That is correct!!
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Old 07-03-2018, 02:59 PM   #3
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Yes, she would qualify for 50% of your SS.
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Old 07-03-2018, 03:21 PM   #4
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Just a small condition:

She, at her FRA, would be able to collect 50% of your FRA benefit, not the amount you would be collecting at that time.
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