windedhare
Recycles dryer sheets
- Joined
- Oct 12, 2004
- Messages
- 52
Hi,
I enjoyed reading this board and am encouraged to find fellow ER hopefuls engaged in discussion! I hope to learn and contribute to this board.
I am absolutely determined to get ER. I am very, very tired. For as long as I can remember I've been studying and working at a frantic pace. At 29, I feel older than my years physically and find that I am actually regressing emotionally! :-/
Fortunatley, I have an ER plan, and making decent progress. There is just a long road ahead (the rules keep changing!) and the challenge is staying the course.
Keeping the course, in 6-7 years, we will be mortgage free and according to the calcutors have an additional $1M in investable funds. This is a good mileston/vision.
Current NW:
325K with 65% of this in tax-deffered accounts, the rest in taxable accounts
Current Contributions:
Max 401K at 10%, with 4% match. Not eligible for Roth.
Company gives 6% defined contribution pension
Contribute additional 28% of after tax to investments.
I apply extra 1-2K month towards mortgage based on how much is left over.
The biggest risk to my plan is myself.... --- sabatoging it before it has a chance to fly by acting out a quarterlife crisis and quitting. Fortunately this site does give some uplifting encouragement on those 'down' days.
Thanks for the opportunity share!
I enjoyed reading this board and am encouraged to find fellow ER hopefuls engaged in discussion! I hope to learn and contribute to this board.
I am absolutely determined to get ER. I am very, very tired. For as long as I can remember I've been studying and working at a frantic pace. At 29, I feel older than my years physically and find that I am actually regressing emotionally! :-/
Fortunatley, I have an ER plan, and making decent progress. There is just a long road ahead (the rules keep changing!) and the challenge is staying the course.
Keeping the course, in 6-7 years, we will be mortgage free and according to the calcutors have an additional $1M in investable funds. This is a good mileston/vision.
Current NW:
325K with 65% of this in tax-deffered accounts, the rest in taxable accounts
Current Contributions:
Max 401K at 10%, with 4% match. Not eligible for Roth.
Company gives 6% defined contribution pension
Contribute additional 28% of after tax to investments.
I apply extra 1-2K month towards mortgage based on how much is left over.
The biggest risk to my plan is myself.... --- sabatoging it before it has a chance to fly by acting out a quarterlife crisis and quitting. Fortunately this site does give some uplifting encouragement on those 'down' days.
Thanks for the opportunity share!